Getting started...
You’ve crunched some numbers and decided home ownership is for you. That’s great. Before you start home shopping...let’s get you started the right way.
Get Your Funding
Partner with a Mortgage Advisor
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get too deep can save you a lot of headaches in the long run.
Review your Credit Score
Credit scores are crucial to the homebuying process. It not only has a heavy impact on your mortgage terms, but your FICO score determines if you can qualify for a loan.
Build a ‘Home Buying’ Strategy with Your Realtor
Now it’s the fun part. Your realtor has your back. It’s time to list all your ‘must-haves’ and find the home that’s right for you. Not just for now, but in the future.
The benefits of owning
Owning your own home has some obvious benefits. You can paint the entire house pink if you’d like! Here are a few benefits that don’t require any pink paint and might set you up for a life of financial wellness.
Location flexibility
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get in too deep can save you a lot of headaches in the long run.
Maintenance isn’t on you
This goes beyond just carpet cleaning and changing light bulbs. If something more costly, like a leaky roof or drainage has backed up, then the cost isn’t on you. It’s on the landlord.
Can save you money because it's cheaper month to month
Not owning property means you’re not paying property tax. Not only can rent be cheaper than a monthly mortgage, but a rent controlled property provides a predictable monthly cost.
Not anchored down
Simply put, you can move. Once a lease is up, you can stay, find a new place in the same area, or find an entirely different location. Also, this is a great way to learn about an area should you choose to buy later on.
Get My Mortgage
Don’t just take
my word for it...
Neighborhood
Santa Ana, CA
SINCE
2020
“
Mike Safiedine’s invaluable knowledge of how the real estate world operates is clear from your initial conversation.”
@YoussefHammoud
Neighborhood
Oceanside, CA
SINCE
2017
“
Excellent marketing of the property, very responsive to questions and suggestions, and really stuck with it and stayed focused to get the property sold.”
@Jameshh5
Neighborhood
San Diego, CA
SINCE
2017
“
If you want motivation and hard work put together then Mike is the guy to roll with.”
@Cindymattcollins714
Neighborhood
Carlsbad, CA
SINCE
2016
“
Mike is simply the best real estate agent u will ever meet. He is extremely motivated to do what is best for his clients.”
@Denrob1118
Neighborhood
La Jolla, CA
SINCE
2016
“
Mike went above and beyond to find the perfect house for our family. He really took the time and effort to understand what our family wanted.”
@Rhouran1
Neighborhood
San Diego, CA
SINCE
2016
“
Mike was professional, detailed and diligent. He worked to get us the best offer for our home. He even made a promise which he kept to sell it in 2 weeks!!”
@Dianebld
Mike Safiedine
Broker/Owner
Let’s land your dream home
Your dream home experience should start from the very first phone call all the way through to the day you move in. Let’s start creating it.
